US Tech Employee Based in the UK Secures £2.58m Remortgage Using USD Income and Equity Compensation
A UK-based employee of a US technology firm secured a £2.58m remortgage using USD salary, bonus, and RSUs. This case study explains how equity compensation and foreign currency income were assessed through a private banking solution.
RSU Mortgage UK: Mortgage Approved With Vested RSUs
A senior software engineer on £95k with quarterly RSU vesting bought a £900k house. By averaging 12–24 months of vested RSUs and packaging award letters, brokerage statements and payslips, we evidenced sustainable equity income—resulting in approval with a part interest-only structure.
EU National with Euro Income Remortgages to Fund Home Extension
A UK-based EU national remortgaged to release equity for a home extension. We secured a lender who applied only a 10% haircut to their euro income, maximising borrowing and allowing their renovation plans to move forward without compromise.
Euro-Paid Tech Executive Secures 90% Mortgage on £825k SW London Home
A euro-paid tech executive buying his first home needed a 90% mortgage on an £825k property. We used our foreign currency expertise and extended the term to age 75, guiding him through the process so he could relax knowing his mortgage was in safe hands.
Tech Startup Founder Secures Mortgage Despite Low Historic Income
A tech startup founder was repeatedly told he couldn’t borrow due to being “self-employed” with low historic income. We dug deeper, reclassified him as a PAYE employee, and unlocked a mortgage based on current earnings — helping his growing family move home.
Italian CTO of Multinational Firm Living Between Zurich and London
An Italian CTO earning in Swiss francs and living between Zurich and London needed to refinance his UK home. We secured a competitive high street mortgage using 100% of his foreign income—overcoming currency and age-related challenges to replace an inflexible international loan with a cost-effective long-term solution.