Case Study: Euro-Paid Tech Executive Secures 90% Mortgage on £825k SW London Home
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Overview
Our client, a tech executive earning in euros while working in London, was buying his first home in SW London. With a 10% deposit, he needed to secure 90% borrowing — and was anxious about navigating the process as a first-time buyer.
The Challenge
The client faced a few key hurdles:
Foreign currency income: Many lenders either reject or heavily reduce euro income.
High loan-to-value requirement: At 90% borrowing, options are already more limited.
Affordability concerns: Monthly payments needed to remain manageable, especially as a first-time buyer.
Stress of the unknown: He was nervous about the process and wanted reassurance he was getting the right advice.
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Our Solution
We used our expertise in foreign currency income and first-time buyer support to:
Identify a lender comfortable with euro-denominated income and familiar with tech-sector professionals.
Secure a 90% loan-to-value mortgage despite the high borrowing level.
Extend the term to age 75, ensuring monthly payments stayed affordable.
Guide him through every step of the process, explaining how each stage worked so he could move forward with confidence.
Our clear communication and lender knowledge meant he could focus on the move — while we took care of the finance.
The Outcome
We secured a competitive 90% mortgage on an £825k purchase, with a term structured for long-term affordability. By knowing exactly which lender to approach and explaining the process clearly, we removed the stress and allowed our client to focus on enjoying his first home.
What Our Clients Say
What We Can Do for You
If you earn in a foreign currency, or you’re a first-time buyer feeling daunted by the mortgage process, we can help. Our knowledge of lender criteria and clear guidance means you can move forward with confidence — without wasting time or energy on the wrong options.
Request your fee free mortgage consultation today. No obligation, just sound advice.
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APPROVED BY THE OPENWORK PARTNERSHIP ON 12/08/2025