Choosing between fixed and tracker? This guide shows how fixed-rate certainty compares with tracker flexibility for high-earning professionals—especially with bonuses, drawdown income or moves. Learn about payment stability, ERCs and overpayments.

As an LLP partner, your income structure can complicate mortgage applications — but the right lenders understand fixed drawings and profit share. This guide explores which mortgage options work best and how to maximise borrowing from day one.

Mortgage rates don’t just move with the Bank of England base rate. Lender funding costs, risk appetite, and market competition all play a role. This guide explains what drives rates — and how professionals can time their applications wisely.

Equity partners face distinct mortgage challenges — from complex income structures to timing around distributions. Whether you're newly promoted or established, this guide explains how lenders assess equity income and how to secure the best deal.

From bonus-heavy pay to carried interest and deferred comp, finance professionals often face unique hurdles when applying for a mortgage. This guide breaks down which lenders understand your income — and how to maximise your options.

Being self-employed doesn’t mean you automatically need a bigger deposit — but lender policy varies. With the right income proof and presentation, it’s possible to access competitive rates from 10–15% deposit. Here’s what determines what you’ll need.

Drawdown and variable income — like LLP profit shares, bonuses, or RSUs — require careful handling in mortgage applications. Lenders assess stability, history, and documentation. Here’s how it works and what professionals need to know.

For high-earning professionals with complex income, a mortgage broker does more than compare rates — they navigate lender policies, present your case clearly, and unlock options that generic advice can’t. Here’s how they add real value.

Returning expats face unexpected mortgage hurdles — from thin UK credit files to foreign income scrutiny. But with the right lender and smart structuring, first-time buyers moving back to the UK can secure a competitive deal. Here's what you need to know to prepare.

Earning RSUs as part of your pay? Many lenders will count them—if you know how to present the right documents. Learn how RSU income can boost your mortgage borrowing potential.

Offset mortgages link your savings to your loan to reduce interest. Ideal for high earners, self-employed clients, or anyone with cash reserves who wants flexibility and to pay less over time.

Buying a high-value home or have complex income? A private bank mortgage offers flexible lending for high earners, equity partners, and HNWIs whose finances don’t fit standard lender criteria.

Not all income is treated equally by lenders. Learn how bonuses, RSUs, rental income, and day rates are assessed—and how to present your earnings to boost your mortgage borrowing power.

Buying a home on a Tier 2 visa is possible — even without permanent residency. We explain how lenders assess visa holders, what documents you’ll need, and how to maximise your chances of securing a UK mortgage with a 10–25% deposit.

High earners often assume they can borrow more — but lenders focus on income structure, outgoings, and stress testing. Learn how bonuses, RSUs, and lifestyle costs impact affordability, and how to improve your borrowing potential.

Contractor or self-employed and looking for a mortgage? This guide explains how lenders assess different income structures — from day rates to dividends — and what steps you can take to strengthen your application and secure the deal you need.

Earning in a foreign currency while living in the UK? This guide explains how lenders assess overseas income, which documents you’ll need, and how to prepare your mortgage application to avoid delays and maximise approval chances.

Earning bonuses in law or finance? Learn how mortgage lenders treat bonus income, when it counts towards affordability, and how to present your case to borrow more — even after a job change.

Just made partner at a law firm? Your income structure may now look more complex to mortgage lenders. Learn how LLP income is assessed, which documents matter, and how to boost your borrowing power from day one.