Some UK lenders accept foreign‑currency income—others don’t. This guide explains who may consider it, typical conditions (currency lists, haircuts, monitoring rules), and what evidence to prepare if you’re paid in USD, EUR, CHF, AED and other currencies.

Many lenders ask for 2 years of self‑employed history—but not all. Some may consider strong 1‑year cases, especially for contractors and newly promoted LLP partners. See what counts, what evidence helps, and how to position your application.

What can lawyers really borrow? We explain how lenders treat PAYE, bonuses and LLP profit share, when enhanced income multiples apply, and the practical levers that move affordability—plus worked examples and a clear prep checklist.

Equity partners face a different mortgage paperwork journey. This guide lists the documents lenders usually want—general, LLP‑specific and scenario‑based—so you can package your case cleanly and avoid delays.

For high‑net‑worth borrowers, timing your remortgage is about more than chasing a headline rate. We cover when to review, how ERCs and lender windows work, and the HNWI‑specific triggers that can make an early move worthwhile.

Offset mortgages let your savings sit alongside your mortgage, reducing the interest you pay without locking cash away. For lawyers and consultants with bonuses, drawings or contract gaps, that flexibility can be a smart edge—if the setup fits.

Even high earners get tripped up. Avoid the big pitfalls: assuming all income counts, switching jobs mid-application, filing tax returns late, hiding credit commitments, or going direct to the wrong lender. Nail strategy and paperwork for smoother approval.

Paid in RSUs? Not all lenders will count them. This guide explains who accepts RSU income, what evidence you’ll need (vesting history, statements, cash proceeds), how much typically counts, and when a specialist or private bank can unlock higher affordability.

Got a bonus? Turn it into borrowing power: add it to your deposit to lower LTV, unlock sharper rates and wider lender choice. Learn what evidence lenders need, when to use it upfront vs overpay/offset, and how to keep liquidity without hurting terms.

Are you a doctor, lawyer, accountant or consultant? Some lenders offer enhanced income multiples—5× to 5.5× (and sometimes 6×) for strong profiles. Learn who qualifies, what evidence helps, and how a broker can maximise affordable borrowing.

High net worth with complex income? Discover the best mortgage routes—from private bank lending to interest-only, asset-backed and offset options. Learn how AUM, foreign income and bespoke structures can unlock flexible, high-value UK borrowing.

Lawyer looking to borrow more? This guide shows how associates, salaried partners and equity partners can present income, time applications and trim outgoings to boost affordability—so lenders fairly reflect bonuses, profit share and your career progression.

Wondering whether a private bank or high street lender suits you? This guide compares underwriting, income treatment and flexibility—so professionals with complex earnings, £1m+ borrowing or overseas assets can choose the route that offers the best fit, pricing and control.

Choosing between fixed and tracker? This guide shows how fixed-rate certainty compares with tracker flexibility for high-earning professionals—especially with bonuses, drawdown income or moves. Learn about payment stability, ERCs and overpayments.

As an LLP partner, your income structure can complicate mortgage applications — but the right lenders understand fixed drawings and profit share. This guide explores which mortgage options work best and how to maximise borrowing from day one.

Mortgage rates don’t just move with the Bank of England base rate. Lender funding costs, risk appetite, and market competition all play a role. This guide explains what drives rates — and how professionals can time their applications wisely.

Equity partners face distinct mortgage challenges — from complex income structures to timing around distributions. Whether you're newly promoted or established, this guide explains how lenders assess equity income and how to secure the best deal.

From bonus-heavy pay to carried interest and deferred comp, finance professionals often face unique hurdles when applying for a mortgage. This guide breaks down which lenders understand your income — and how to maximise your options.

Being self-employed doesn’t mean you automatically need a bigger deposit — but lender policy varies. With the right income proof and presentation, it’s possible to access competitive rates from 10–15% deposit. Here’s what determines what you’ll need.

Drawdown and variable income — like LLP profit shares, bonuses, or RSUs — require careful handling in mortgage applications. Lenders assess stability, history, and documentation. Here’s how it works and what professionals need to know.