Mortgage Lenders for Lawyers: Who May Offer Enhanced Terms
David Walsh David Walsh

Mortgage Lenders for Lawyers: Who May Offer Enhanced Terms

Lawyers often qualify for enhanced mortgage terms—but criteria vary. This guide explains which lenders may help solicitors, barristers and partners, how income is assessed (PAYE, chambers, LLP), and the structures that can boost affordability.

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Halifax Foreign Income Mortgage Guide: What You Need to Know
David Walsh David Walsh

Halifax Foreign Income Mortgage Guide: What You Need to Know

Halifax is one of the few high street lenders that accepts certain foreign currencies for mortgages. We explain Halifax’s criteria, the pros and cons, and how we help clients structure applications — while comparing Halifax with other lenders to find the most suitable fit.

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Returning to the UK: Mortgage Options for British Expats
David Walsh David Walsh

Returning to the UK: Mortgage Options for British Expats

Coming home to the UK? This guide explains how British expats can buy before or after moving back—what lenders look for, how to use an employment contract, how foreign currency and overseas deposits are treated, and when to consider private‑bank or specialist routes.

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Mortgages for Seafarers – The Complete Guide
David Walsh David Walsh

Mortgages for Seafarers – The Complete Guide

Seafarers can secure competitive UK mortgages — but foreign income, time at sea, and SED tax rules mean lender choice is critical. Our guide explains criteria, compares lenders, and shows how a broker can help you get approved.

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RSU Mortgages: Turning Equity Awards into Borrowing Power
David Walsh David Walsh

RSU Mortgages: Turning Equity Awards into Borrowing Power

RSUs can boost mortgage affordability—but lenders treat them very differently. Learn how UK banks assess vested vs unvested stock, typical evidence, foreign currency haircuts, and ways to structure borrowing (including part interest‑only) to maximise your options.

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Are Professional Mortgage Products Worth It?
David Walsh David Walsh

Are Professional Mortgage Products Worth It?

Professional mortgage ranges can unlock higher borrowing and flexible criteria for lawyers, consultants and other high‑earning professionals. We explain who qualifies, the real benefits, traps to avoid, and how to decide if a standard deal—or private bank—beats it.

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How Expat Professionals Can Prepare to Buy on Returning to the UK
David Walsh David Walsh

How Expat Professionals Can Prepare to Buy on Returning to the UK

Coming home and planning to buy? This step‑by‑step guide shows expat professionals how to prepare: timelines, documents, UK credit rebuild, handling foreign‑currency income and overseas deposits, and when private banks may help. Clear, practical, lender‑friendly.

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Proof of Bonus Income: What Lenders Want to See
David Walsh David Walsh

Proof of Bonus Income: What Lenders Want to See

Want your bonus to count toward borrowing? Lenders typically want payslips, P60s, bonus letters and bank statements—and often average 1–2 years of variable pay. Here’s how to package your case and what to avoid so your bonus supports affordability.

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Which UK Lenders Accept Foreign Currency Income?
David Walsh David Walsh

Which UK Lenders Accept Foreign Currency Income?

Some UK lenders accept foreign‑currency income—others don’t. This guide explains who may consider it, typical conditions (currency lists, haircuts, monitoring rules), and what evidence to prepare if you’re paid in USD, EUR, CHF, AED and other currencies.

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Do You Need 2 Years of Self‑Employed History?
David Walsh David Walsh

Do You Need 2 Years of Self‑Employed History?

Many lenders ask for 2 years of self‑employed history—but not all. Some may consider strong 1‑year cases, especially for contractors and newly promoted LLP partners. See what counts, what evidence helps, and how to position your application.

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How Much Can a Lawyer Borrow on a Mortgage?
David Walsh David Walsh

How Much Can a Lawyer Borrow on a Mortgage?

What can lawyers really borrow? We explain how lenders treat PAYE, bonuses and LLP profit share, when enhanced income multiples apply, and the practical levers that move affordability—plus worked examples and a clear prep checklist.

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Remortgage Timing - When Should HNWIs Review Their Deal?
David Walsh David Walsh

Remortgage Timing - When Should HNWIs Review Their Deal?

For high‑net‑worth borrowers, timing your remortgage is about more than chasing a headline rate. We cover when to review, how ERCs and lender windows work, and the HNWI‑specific triggers that can make an early move worthwhile.

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Are Offset Mortgages Suitable for Lawyers and Consultants?
David Walsh David Walsh

Are Offset Mortgages Suitable for Lawyers and Consultants?

Offset mortgages let your savings sit alongside your mortgage, reducing the interest you pay without locking cash away. For lawyers and consultants with bonuses, drawings or contract gaps, that flexibility can be a smart edge—if the setup fits.

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