Private Equity VP Secures £1.9m Mortgage on £2.4m Purchase Despite Irregular Carry Payments
A private equity VP secured a £1.9m mortgage on a £2.4m family home using salary and bonus income. This case study shows how part interest-only structuring and a five-year product aligned borrowing with future carry payments.
US Tech Employee Based in the UK Secures £2.58m Remortgage Using USD Income and Equity Compensation
A UK-based employee of a US technology firm secured a £2.58m remortgage using USD salary, bonus, and RSUs. This case study explains how equity compensation and foreign currency income were assessed through a private banking solution.
Equity Partner at City Law Firm Secures £1.55m Mortgage on £1.85m Family Home Using LLP Income
An equity partner at a City law firm secured a £1.55m mortgage on a £1.85m family home using LLP income. This case study shows how part interest-only structuring supported affordability during a period of higher household costs.
Fixed-Income Trader Secures £1.5m Mortgage on £2.1m Purchase Using Bonus-Led Income
A fixed-income trader secured a £1.5m mortgage on a £2.1m purchase using bonus-led income. This case study explains how lender selection and income structuring supported affordability despite restrictive bonus caps.
Partner of UK Law Firm Secures £2.25m Family Home Using Partnership Income and Interest-Only Structuring
An established equity partner at a UK law firm secured a £2.25m family home using fixed drawings and partnership profit share. This case shows how lender selection and part interest-only structuring supported uneven income and long-term affordability.
High Net Worth Borrower Secures £3m Interest-Only Facility Using Investment-Backed Repayment Plan
HNW client, strong liquid assets but modest declared income, needed £3m for a £5m townhouse. We placed assets under management, built an asset-based underwrite and used an investment portfolio as the repayment plan—securing a bespoke interest-only facility at 60% LTV.
Returning Expat With USD Salary Secures £1.6m Purchase At 65%
Returning British expat paid in USD, thin UK credit, and a 60-day deadline. We secured a lender that accepts foreign income with a haircut, used a US credit report, and ran a pre-arrival application—agreeing the mortgage at 65% LTV on a £1.6m home.
Banker Bonus Mortgage - USD Bonus Used to Borrow 5.2× Income
An investment banking associate on £120k base with a USD bonus needed 75% LTV on a £1.25m flat. We used a two-year average bonus, applied a foreign currency haircut, and built a strong evidence pack—resulting in c.5.2× income and a successful offer.
City Lawyer With LLP Profit Share Buys London Family Home
A City lawyer and LLP partner with £420k variable profit share bought a £2.1m London family home at 60% LTV. We targeted a lender that may average three years’ profits, clarified the capital account, and structured part interest-only with an evidenced repayment plan.
Law Firm Partner Chooses Private Bank Over High Street For A £2m Mortgage
A senior partner had to choose between a private bank and a high‑street lender for £2m. The private bank’s full interest‑only structure won—keeping monthly payments steady and letting annual profit share reduce the balance without hassle.
Equity Partner Buys £1.5m Home With Complex Drawings
A newly made‑up equity partner needed a high‑value mortgage against uneven drawings and profit share. We evidenced sustainability, clarified tax and capital contributions, and matched them with a lender that considers partner income—without overstretching.
Law Firm Partner Uses Latest Profit Share to Secure £1.4m Mortgage
A law firm partner buying a £1.9m home needed £1.4m in lending. We secured a lender who used their latest year’s profit share — instead of averaging two years — unlocking the borrowing needed and delivering a deal that matched their career trajectory.
Tier 2 Visa Dentist Buys £1.3m Home with 15% Deposit
A dentist on a Tier 2 visa bought their first UK home for £1.3m with a 15% deposit. We secured an £1.1m mortgage, managed the process end-to-end for this time-poor professional, and found a lender that understood both their visa and high-value borrowing needs.
Newly Promoted Equity Partner Secures £1.5m Mortgage with Mainstream Lender
A newly promoted equity partner at a US law firm needed £1.5m quickly to buy a £2m home. We used fixed drawings plus projected profit share to secure a better deal than a private bank, leveraging our lender contacts to fast-track approval and win the property.
Securing £2.48m in High-LTV Borrowing for Newly Made-Up Law Firm Partner
We helped a newly promoted non-equity partner at a US-headquartered law firm secure a £2.48m mortgage on an £3.1m purchase. By structuring the loan with a mix of repayment and interest-only borrowing, we kept monthly costs manageable while meeting complex income requirements including USD bonus earnings.