Can RSUs Be Used to Qualify for a Mortgage?
RSUs can significantly increase what you're able to borrow — but most mainstream lenders either exclude them or apply steep discounts. The lender you choose, and how your equity income is packaged, can make a difference of hundreds of thousands of pounds in borrowing power.
RSUs and Mortgages: How Equity Compensation Is Really Assessed
Equity compensation can complicate mortgage affordability. This article explains how RSUs are typically assessed, why some lenders exclude them, and what factors influence whether equity income is considered.
Remortgaging With Restricted Stock Units Or Bonus-Heavy Income
Bonus-heavy or RSU-led pay doesn’t have to derail your remortgage. Learn how lenders may treat variable pay and vesting equity, what typically counts, and the documents that help—plus a clean packaging strategy, worked example, and risk controls.
Using Multiple Income Sources: Salary, Bonus, Restricted Stock Units (RSUs) And Rental
Multiple income streams? This guide shows how lenders may assess salary, bonus, RSUs and rental income together—what typically counts, common hurdles, and how to package your case so more of your genuine earnings may be considered, without overpromising.
Do All Lenders Accept RSU Income?
Paid in RSUs? Not all lenders will count them. This guide explains who accepts RSU income, what evidence you’ll need (vesting history, statements, cash proceeds), how much typically counts, and when a specialist or private bank can unlock higher affordability.