Y O U R B R O K E R
Simon Hart
Mortgage & Protection Broker
Simon is Kite's Mortgage and Protection Adviser — and the person you want managing your case when the detail matters. He's thorough, patient, and diligent, with a genuine ability to explain things clearly and keep the process moving without anything being missed.
He works with clients across the full range of what Kite does — from first-time buyers purchasing their first flat to senior professionals remortgaging high-value properties. Where Simon particularly stands out is in cases where lender criteria varies and getting the documentation right is everything: visa-based applications, RSU and equity compensation, self-employed income, and complex affordability. He also handles the protection side of the business, identifying gaps in employer cover that most people don't realise exist
B A C K G R O U N DSimon’s Role
Simon joined Kite as its first adviser hire. He now also acts as broker manager, supporting new advisers as they get up to speed with Kite's processes and client expectations. It's a role that reflects how well he knows the operation — David trusts him to set the standard for how clients are looked after.
He's also Kite's protection specialist. Most of our clients have some cover through their employer, but it rarely reflects what their family would actually need — especially when income includes bonuses, equity, or partnership drawings. Simon identifies the gaps and gives you the option to address them. There's no pressure, but the conversation is worth having.
H O W H E W O R K SDiligent is the word
Simon is diligent. That's probably the word that best describes him. He knows the lender criteria inside out, he stays on top of every stage of the process, and he doesn't let things drift. Clients regularly mention this in reviews — that he was responsive, that he kept them informed, that the process felt managed rather than chaotic.
He takes the time to explain things properly, which matters when you're making one of the largest financial commitments of your life. If something is unclear, he'll walk you through it until it isn't. He won't rush you, and he won't assume you already know how the process works — even if you're a senior professional in your own field.
R E C E N T C A S E SThe kind of work Simon Does
Simon handles cases across a wide range of income types and client situations. Here are a few recent examples.