Hedge Fund Portfolio Manager Secures £2.4m Interest-Only Mortgage on £3.25m Home Using Performance-Linked Pay
A hedge fund portfolio manager on a £180k base, paid a fixed share of his book’s performance fees, needed £2.4m interest-only on a £3.25m home. A clearing bank’s large-loan team recognised £453,000 of income and lent at roughly 5.3x.
Hedge Fund COO Refinances £1.8m on £2.5m Home Using Vested Deferred Compensation
A hedge fund COO with half his bonus deferred needed to refinance £1.8m on a £2.5m home before his fix expired. A clearing bank counted the vested tranches paid through payroll, recognising £400,000 of income, and the remortgage completed at 4.5x.
Hedge Fund Analyst Secures £1.1m Mortgage on £1.4m Home Using Multi-Year Bonus History
A hedge fund analyst on a £150k base needed £1.1m for a £1.4m home after his bonus fell to £120k from £270k. A lender applying 60% of a two-year average recognised £267,000 of income, and the loan completed at roughly 4.1x with the deposit unchanged.