Interest-Only Offset Mortgages — Combining Flexibility With Lower Interest
Run an interest-only mortgage on an offset facility and you stack two features: the low committed payment of interest-only, and the interest reduction of an offset. For City professionals holding large, fluctuating cash balances, that combination can mean a smaller monthly outgoing, less interest paid, and savings that stay within reach.
Offset For Contractors And Self-Employed: Smoothing Irregular Cashflow
Irregular income doesn’t have to mean uneven cashflow. See how offset mortgages can reduce interest, keep cash liquid for invoices and tax, and flex with day-rate or self-employed earnings—plus when lenders may consider it and how to set your accounts up for success.