US Banker on Skilled Worker Visa Secures £900k Mortgage on £1.2m Purchase Using USD Bonus
An American VP on a Skilled Worker visa, 18 months into a London posting, needed £900,000 for a £1.2m house. A large international bank whose criteria let income override residency recognised £238,400 including his USD bonus; completed at 75% LTV.
Skilled Worker Visa Holder Buys With Spouse: £800k New-Build Offer Secured In 10 Working Days
Skilled Worker and Spouse visa clients, £160k income, <18 months in the UK, needed a fast new-build purchase at £800k. We shortlisted a lender comfortable with shorter residency, secured a rapid AIP, perfected the AML trail—and achieved a full offer inside 10 working days.
Tier 2 Visa Dentist Buys £1.3m Home with 15% Deposit
A dentist on a Tier 2 visa bought their first UK home for £1.3m with a 15% deposit. We secured an £1.1m mortgage, managed the process end-to-end for this time-poor professional, and found a lender that understood both their visa and high-value borrowing needs.