US Banker on Skilled Worker Visa Secures £900k Mortgage on £1.2m Purchase Using USD Bonus
An American VP on a Skilled Worker visa, 18 months into a London posting, needed £900,000 for a £1.2m house. A large international bank whose criteria let income override residency recognised £238,400 including his USD bonus; completed at 75% LTV.
Skilled Worker Visa Holder Buys With Spouse: £800k New-Build Offer Secured In 10 Working Days
Skilled Worker and Spouse visa clients, £160k income, <18 months in the UK, needed a fast new-build purchase at £800k. We shortlisted a lender comfortable with shorter residency, secured a rapid AIP, perfected the AML trail—and achieved a full offer inside 10 working days.