PE Partner Refinances £2.4m on £3.2m Home Using Carry Distributions
A PE Partner refinancing £2.4m on a £3.2m home saw mainstream calculators read his carry as zero. A holistic underwrite credited a smoothed share of four years of distributions and the refinance completed interest-only at 4.8x recognised income.
Private Equity VP Secures £1.9m Mortgage on £2.4m Purchase Despite Irregular Carry Payments
A private equity VP secured a £1.9m mortgage on a £2.4m family home using salary and bonus income. This case study shows how part interest-only structuring and a five-year product aligned borrowing with future carry payments.