Mortgage Support for Buyers Introduced by Alex & Matteo

If you’ve been referred here by Alex & Matteo, welcome — we work closely with their team to support buyers across Rotherhithe, Surrey Quays, Canada Water, Bermondsey and the wider SE16 area.

Their introduction means they trust us to deliver fast, clear mortgage advice that helps your purchase move forward smoothly. Our job is to make financing your new home feel straightforward, even if your income or situation is anything but.

For the quickest experience, simply ask your Alex & Matteo agent to introduce you directly to us, and we’ll take it from there.

David Walsh & Simon Hart

Specialist mortgage brokers for high-earning entrepreneurs

Why Alex & Matteo Recommend Us

✔ Expertise with modern, complex income

Many buyers in SE16 work in finance, tech, professional services or contracting. We specialise in structuring mortgages for clients with:

  • Bonuses & variable pay

  • RSUs, stock options & carried interest

  • Self-employed or contractor income

  • LLP structures

  • High-value borrowing (£500k–£2m+)

We turn complicated income into clear lending decisions.

✔ Speed that keeps the sale moving

Alex & Matteo are known for efficient sales progression — and they expect the same from their partners.
Most buyers receive a Decision in Principle within 24 hours, allowing offers to be made confidently.

✔ Access to more lenders than the typical broker

We work with:

  • High-street banks

  • Specialist lenders

  • Private banks for large or complex loans

This gives you more flexibility, particularly for higher-value or non-standard cases.

Communication that avoids surprises

We keep both you and your agent updated at key points, helping to avoid last-minute issues and reducing fall-through risk.

A calm, expert team behind you

SE16 is a competitive area with fast-moving properties. You need a broker who can act quickly, explain options clearly and keep pace with the process. That’s what we do.

What Our Clients Say

How We’ll Work With You

Here’s what happens once Alex & Matteo introduce us:

  1. We’ll reach out quickly
    You’ll hear from us the same day with a short introduction and next steps.

  2. We’ll understand your plans
    A brief call helps us understand the property, timeline and your financial picture.

  3. We’ll assess your borrowing
    Whether your income is straightforward or complex, we’ll outline what’s possible clearly and simply.

  4. We’ll guide the application through
    Document checks, lender selection, submission and progress updates — we manage the lot.

  5. We’ll support you through to completion
    And ensure your agent is kept informed throughout the process.

A Note Specifically for SE16 Buyers

Buying in Rotherhithe or Surrey Quays presents a few unique quirks:

  • Riverside developments often have varied lender exposure

  • Some buildings have strict lender panel limitations

  • Service charges and ground rents can affect affordability

  • Newer-build modern flats sometimes require specific lender checks

We handle these issues daily and will advise you early so there are no surprises later.

Our Service Standards

New introductions - Will receive a call and email within an hour.

Decision in principle - Within 24 hours of receipt of documents.

Regular updates - All key milestones via personal message.

Dedicated broker - David or Simon will see the case to completion.

Meet Our Specialist Advisers

David Walsh

DIRECTOR AND MORTGAGE ADVISER

020 7553 4031

dw@kitemortgages.com

  • If you’re a senior executive, partner, or professional with a complex income or financial structure, you’ll benefit from David’s specialist expertise. His clients include senior executives of listed companies, partners of private equity funds, and partners of top-tier law firms — as well as other professionals needing a more discreet, efficient and expert approach to mortgage advice.

  • David specialises in helping time-poor professionals secure the right mortgage solutions — whether that involves structuring income from bonuses, RSUs, foreign currency, or partnership drawings. His deep understanding of lender policies and strong industry relationships mean he can help you access options that many brokers can’t, and make the process as smooth and stress-free as possible.

  • David knows that his clients value speed, discretion and clear communication. His approach is to handle all the complexity behind the scenes, keep you informed, and ensure nothing falls through the cracks — so you can focus on your career and personal life, with full confidence that your mortgage is in expert hands.

  • David began his career in property as a graduate in 2011, before working in international property consultancy roles with Knight Frank and Colliers International in Hong Kong. He returned to London to train as a mortgage broker, gaining his CeMAP qualification, and held roles at leading brokerages Alexander Hall and SPF Private Clients before founding Kite Mortgages in 2020.

Simon Hart

MORTGAGE AND PROTECTION ADVISER

020 7553 4032

sh@kitemortgages.com

  • If you’re navigating a complex mortgage situation — as a foreign national, legal professional, or first-time buyer — Simon brings the specialist knowledge and experience to help. He has particular expertise with Tier-2 visa holders, and clients with income from foreign currency.

  • Simon understands that buying a property can be overwhelming — especially if you’re new to the UK market or managing a busy career. His goal is to make the process as clear, calm and efficient as possible. He takes time to understand your circumstances, explain your options in plain language, and keep you informed at every stage.

  • One of the biggest frustrations for mortgage clients is poor communication — Simon makes sure this never happens. When you work with him, you’ll get quick responses, regular updates, and honest advice (even if it’s not always what you want to hear), so you can make fully informed decisions with confidence.

  • Simon started his property career in 2010 and has been with Kite Mortgages since 2022. He holds UK qualifications in mortgage and protection advice (RO1 and CF6), and has earned consistent 5-star reviews from clients for his approachable, expert service.

    Whether you’re buying your first home, refinancing, or dealing with cross-border income, Simon will help you structure the right mortgage — and make sure the process runs as smoothly as possible.

Simple Referral Process

Introduce: Your agent introduces you to us.

Register: We get you set up, taking a few key details and outlining the process.

Application: We gather your documents, find the right lender, submit the application and guide it through to completion.

Post-Completion: Your agent receives their referral fee from us as a thank-you for the introduction — it doesn’t cost you anything extra.

Our Client Fees

Standard Mortgages

This includes the majority of residential mortgages . If client circumstances mean the case falls into the specialist lending catagory, we will let them know in our frst meeting.

  • No Fee

  • £500 fee.

  • £1,000 fee.

Specialist Mortgages

This includes any of the following: Foreign Currency Mortgages, Expatriate/Overseas Mortgages, Ltd Company Mortgages, use of Govenrment schemes.

  • £1,000 fee.

  • £1,000 fee.

  • £1,000 fee.

We also receive a commission from the lender. You will receive an illustration when considering a particular mortgage, which will tell you about any commission relating to it.

We charge client fees on smaller loans is to offset the reduced fee received by the lender and ensure that a high quality of service can be offered to all clients.

We charge fees on all specialist lending cases due to the additional workload involved due to the complexity of these scenarios.

Referral fees are paid on net lender fees received only and not client fees.