Introduced By Our Trusted Estate Agency Partners.
Welcome
If you’ve landed on this page, it’s likely because one of our trusted estate agency partners has suggested Kite Mortgages as a mortgage adviser for your purchase. You’re in safe hands — and we’re here to give you clear, reliable advice from the very start.
For the quickest and smoothest experience, please ask your estate agent to introduce you directly to our team. This helps us understand the property, timeline and context straight away.
David Walsh & Simon Hart
Specialist mortgage brokers for high-earning entrepreneurs
Why Agents Refer Their Buyers to Us
We’re fast - Most clients receive an initial recommendation or Decision in Principle within 24 hours.
We specialise in complex income - Whether you’re paid via bonuses, RSUs, carried interest, or you’re self-employed / an LLP partner — we deal with it every day.
We can access more lenders - From high-street to specialist and private banks, giving you more choice and flexibility.
We keep everyone updated - Clear communication, no jargon, no chasing — just a smooth process from offer to completion.
We help keep sales moving - By working closely with your agent, we help avoid unnecessary delays and reduce the risk of fall-throughs.
What Our Clients Say
How the Introduction Process Works
Your estate agent introduces you to us (email, phone — whatever works best for you both)
We arrange a short, no-obligation call to understand your plans
We outline your borrowing options clearly and simply
We help you choose the right lender and structure
We manage the application and keep both you and your agent updated
We support you all the way to completion
This joined-up approach is why so many agents recommend us.
Our Service Standards
New introductions - Will receive a call and email within an hour.
Decision in principle - Within 24 hours of receipt of documents.
Regular updates - All key milestones via personal message.
Dedicated broker - David or Simon will see the case to completion.
Meet Our Specialist Advisers
-
If you’re a senior executive, partner, or professional with a complex income or financial structure, you’ll benefit from David’s specialist expertise. His clients include senior executives of listed companies, partners of private equity funds, and partners of top-tier law firms — as well as other professionals needing a more discreet, efficient and expert approach to mortgage advice.
-
David specialises in helping time-poor professionals secure the right mortgage solutions — whether that involves structuring income from bonuses, RSUs, foreign currency, or partnership drawings. His deep understanding of lender policies and strong industry relationships mean he can help you access options that many brokers can’t, and make the process as smooth and stress-free as possible.
-
David knows that his clients value speed, discretion and clear communication. His approach is to handle all the complexity behind the scenes, keep you informed, and ensure nothing falls through the cracks — so you can focus on your career and personal life, with full confidence that your mortgage is in expert hands.
-
David began his career in property as a graduate in 2011, before working in international property consultancy roles with Knight Frank and Colliers International in Hong Kong. He returned to London to train as a mortgage broker, gaining his CeMAP qualification, and held roles at leading brokerages Alexander Hall and SPF Private Clients before founding Kite Mortgages in 2020.
-
If you’re navigating a complex mortgage situation — as a foreign national, legal professional, or first-time buyer — Simon brings the specialist knowledge and experience to help. He has particular expertise with Tier-2 visa holders, and clients with income from foreign currency.
-
Simon understands that buying a property can be overwhelming — especially if you’re new to the UK market or managing a busy career. His goal is to make the process as clear, calm and efficient as possible. He takes time to understand your circumstances, explain your options in plain language, and keep you informed at every stage.
-
One of the biggest frustrations for mortgage clients is poor communication — Simon makes sure this never happens. When you work with him, you’ll get quick responses, regular updates, and honest advice (even if it’s not always what you want to hear), so you can make fully informed decisions with confidence.
-
Simon started his property career in 2010 and has been with Kite Mortgages since 2022. He holds UK qualifications in mortgage and protection advice (RO1 and CF6), and has earned consistent 5-star reviews from clients for his approachable, expert service.
Whether you’re buying your first home, refinancing, or dealing with cross-border income, Simon will help you structure the right mortgage — and make sure the process runs as smoothly as possible.
Simple Referral Process
Introduce: Your agent introduces you to us.
Register: We get you set up, taking a few key details and outlining the process.
Application: We gather your documents, find the right lender, submit the application and guide it through to completion.
Post-Completion: Your agent receives their referral fee from us as a thank-you for the introduction — it doesn’t cost you anything extra.
Our Client Fees
Standard Mortgages
This includes the majority of residential mortgages . If client circumstances mean the case falls into the specialist lending catagory, we will let them know in our frst meeting.
-
No Fee
-
£500 fee.
-
£1,000 fee.
Specialist Mortgages
This includes any of the following: Foreign Currency Mortgages, Expatriate/Overseas Mortgages, Ltd Company Mortgages, use of Govenrment schemes.
-
£1,000 fee.
-
£1,000 fee.
-
£1,000 fee.
We also receive a commission from the lender. You will receive an illustration when considering a particular mortgage, which will tell you about any commission relating to it.
We charge client fees on smaller loans is to offset the reduced fee received by the lender and ensure that a high quality of service can be offered to all clients.
We charge fees on all specialist lending cases due to the additional workload involved due to the complexity of these scenarios.
Referral fees are paid on net lender fees received only and not client fees.