https://www.kitemortgages.com/casestudies daily 0.75 2026-02-02 https://www.kitemortgages.com/casestudies/equity-partner-at-city-law-firm-secures-155m-mortgage-on-185m-family-home-using-llp-income monthly 0.5 2026-03-31 https://www.kitemortgages.com/casestudies/fixed-income-trader-secures-15m-mortgage-on-21m-purchase-using-bonus-led-income monthly 0.5 2026-03-24 https://www.kitemortgages.com/casestudies/returning-expat-secures-950k-uk-mortgage-on-145m-purchase-using-foreign-currency-income monthly 0.5 2026-03-17 https://www.kitemortgages.com/casestudies/partner-of-uk-law-firm-secures-225m-family-home-using-partnership-income-and-interest-only-structuring monthly 0.5 2026-03-10 https://www.kitemortgages.com/casestudies/holiday-home-purchase-allowing-occasional-airbnb-letting-n947Y monthly 0.5 2026-03-10 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Holiday Home Purchase Allowing Occasional Airbnb Letting - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Holiday Home Purchase Allowing Occasional Airbnb Letting - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/high-net-worth-borrower-secures-3m-interest-only-facility-using-investment-backed-repayment-plan monthly 0.5 2026-03-03 https://www.kitemortgages.com/casestudies/newly-qualified-solicitor-secures-750k-first-home-before-probation-completion monthly 0.5 2026-02-24 https://www.kitemortgages.com/casestudies/locum-consultant-doctor-with-mixed-nhs/private-income-secures-12m-family-home-with-770k-mortgage monthly 0.5 2026-02-17 https://www.kitemortgages.com/casestudies/company-director-uses-retained-profits-to-secure-1m-purchase-without-drawing-dividends monthly 0.5 2026-02-10 https://www.kitemortgages.com/casestudies/consultant-contractor-secures-11m-purchase-using-day-rate-assessment-at-75-ltv monthly 0.5 2026-02-03 https://www.kitemortgages.com/casestudies/returning-expat-with-usd-salary-secures-16m-purchase-at-65 monthly 0.5 2026-01-27 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Returning Expat With USD Salary Secures £1.6m Purchase At 65% - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Returning Expat With USD Salary Secures £1.6m Purchase At 65% - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/skilled-worker-visa-holder-buys-with-spouse-800k-new-build-offer-secured-in-10-working-days monthly 0.5 2026-01-20 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Skilled Worker Visa Holder Buys With Spouse: £800k New-Build Offer Secured In 10 Working Days - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Skilled Worker Visa Holder Buys With Spouse: £800k New-Build Offer Secured In 10 Working Days - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/rsu-mortgage-uk-mortgage-approved-with-vested-rsus monthly 0.5 2026-01-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: RSU Mortgage UK: Mortgage Approved With Vested RSUs - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: RSU Mortgage UK: Mortgage Approved With Vested RSUs - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/banker-bonus-mortgage-usd-bonus-used-to-borrow-52-income monthly 0.5 2026-01-06 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Banker Bonus Mortgage - USD Bonus Used to Borrow 5.2× Income - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Banker Bonus Mortgage - USD Bonus Used to Borrow 5.2× Income - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/city-lawyer-with-llp-profit-share-buys-london-family-home monthly 0.5 2025-12-30 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: City Lawyer With LLP Profit Share Buys London Family Home - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: City Lawyer With LLP Profit Share Buys London Family Home - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/day-rate-contractor-mortgage-using-day-rate-to-maximise-affordability monthly 0.5 2025-12-23 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Day‑Rate Contractor Mortgage: Using Day‑Rate To Maximise Affordability - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Day‑Rate Contractor Mortgage: Using Day‑Rate To Maximise Affordability - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/professional-mortgages-for-solicitors-newly-qualified-first-time-buyer monthly 0.5 2025-12-16 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Professional Mortgages For Solicitors: Newly Qualified First Time Buyer - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Professional Mortgages For Solicitors: Newly Qualified First Time Buyer - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/barrister-mortgage-evidencing-irregular-receipts-for-affordability monthly 0.5 2025-12-09 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Barrister Mortgage: Evidencing Irregular Receipts For Affordability - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Barrister Mortgage: Evidencing Irregular Receipts For Affordability - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/law-firm-partner-chooses-private-bank-over-high-street-for-a-2m-mortgage monthly 0.5 2025-12-02 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Law Firm Partner Chooses Private Bank Over High Street For A £2m Mortgage - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Law Firm Partner Chooses Private Bank Over High Street For A £2m Mortgage - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/equity-partner-buys-15m-home-with-complex-drawings monthly 0.5 2025-11-25 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Equity Partner Buys £1.5m Home With Complex Drawings - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Equity Partner Buys £1.5m Home With Complex Drawings - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/it-sales-director-and-teacher-borrow-5-5x-income-to-upsize-family-home monthly 0.5 2025-11-18 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: IT Sales Director and Teacher Borrow 5.5x Income to Upsize Family Home - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: IT Sales Director and Teacher Borrow 5.5x Income to Upsize Family Home - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/returning-expat-buys-uk-home-with-800k-mortgage monthly 0.5 2025-11-11 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Returning Expat Buys UK Home with £800k Mortgage - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Returning Expat Buys UK Home with £800k Mortgage - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/first-time-buyer-legal-associate-uses-bonus-to-boost-borrowing-by-175k monthly 0.5 2025-11-04 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: First-Time Buyer Legal Associate Uses Bonus to Boost Borrowing by £175k - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: First-Time Buyer Legal Associate Uses Bonus to Boost Borrowing by £175k - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/eu-national-with-euro-income-remortgages-to-fund-home-extension monthly 0.5 2025-10-28 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: EU National with Euro Income Remortgages to Fund Home Extension - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: EU National with Euro Income Remortgages to Fund Home Extension - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/law-firm-partner-uses-latest-profit-share-to-secure-14m-mortgage monthly 0.5 2025-10-21 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Law Firm Partner Uses Latest Profit Share to Secure £1.4m Mortgage - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Law Firm Partner Uses Latest Profit Share to Secure £1.4m Mortgage - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/tier-2-visa-dentist-buys-13m-home-with-15-deposit monthly 0.5 2025-10-14 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Tier 2 Visa Dentist Buys £1.3m Home with 15% Deposit - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Tier 2 Visa Dentist Buys £1.3m Home with 15% Deposit - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/contractor-with-6-months-experience-secures-540k-mortgage-on-650k-home monthly 0.5 2025-10-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Contractor with 6 Months’ Experience Secures £540k Mortgage on £650k Home - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Contractor with 6 Months’ Experience Secures £540k Mortgage on £650k Home - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/euro-paid-tech-executive-secures-90-mortgage-on-825k-sw-london-home monthly 0.5 2025-09-30 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Euro-Paid Tech Executive Secures 90% Mortgage on £825k SW London Home - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Euro-Paid Tech Executive Secures 90% Mortgage on £825k SW London Home - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/newly-promoted-equity-partner-secures-1-5m-mortgage-with-mainstream-lender monthly 0.5 2025-10-01 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Newly Promoted Equity Partner Secures £1.5m Mortgage with Mainstream Lender - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Newly Promoted Equity Partner Secures £1.5m Mortgage with Mainstream Lender - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/usd-llc-income-couple-remortgage-to-fund-home-improvements monthly 0.5 2025-10-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: USD LLC Income Couple Remortgage to Fund Home Improvements - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: USD LLC Income Couple Remortgage to Fund Home Improvements - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/first-time-buyer-uses-commission-to-borrow-55x-income monthly 0.5 2025-10-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: First-Time Buyer Uses Commission to Borrow 5.5x Income - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: First-Time Buyer Uses Commission to Borrow 5.5x Income - Speak To An Expert Today Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/tech-startup-founder-secures-mortgage-despite-low-historic-income monthly 0.5 2025-10-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Tech Startup Founder Secures Mortgage Despite Low Historic Income - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - Case Study: Tech Startup Founder Secures Mortgage Despite Low Historic Income - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.kitemortgages.com/casestudies/upsising-with-offset-mortgage-and-renovation-funding monthly 0.5 2025-10-13 https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/8fcf5114-6f29-4f8b-b5f9-f12bfc2a46bd/16+9.jpg Case Studies - Case Study: Upsising with Offset Mortgage and Renovation Funding - David Walsh DIRECTOR AND MORTGAGE ADVISER Specialist broker for high-earning professionals and complex income cases. https://images.squarespace-cdn.com/content/v1/67b4993b9566ae309aadd4ae/1749671806625-7JMTNITCRPY943JVYNG3/Getting+the+right+mortgage+advice+is+crucial%2C+especially+for+specialist+lending+areas..png Case Studies - 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